When you’re ready to apply for a new credit card, keep in mind the terms and conditions. Read through them carefully. By doing so, you ensure that you are aware of all the following: Introductory rates – These are rates offered by the company and will go up after the introductory period is over. Annual…

If you’ve been thinking about getting a department store card, be careful. Although there are advantages to having them, there are disadvantages as well. In part one, we covered the high interest rates and limited use of store cards. Now, we’re going to cover a couple of more disadvantages that you should be aware of.…

When you go into a store, it’s not uncommon to get an offer for their store card. In fact, they make big money off of this method. But, before you grab one there are some things you should be aware of. In part one of “Cons to Getting Department Store Credit Cards”, you’ll see some…

If you’ve ever gone into a department store before, more than likely you’ve been invited to apply for a credit card. Credit cards are very lucrative for retailers, which is why they offer them nearly every time you go. Here are some perks and pros to getting a store credit card: Zero Percent Financing: Some…